Back to Calculators

    Monthly Overpayment Calculator

    See how making extra monthly payments can save you thousands in interest and years off your mortgage term. Calculate the impact of regular monthly overpayments.

    Benefits of Overpaying
    • Pay off mortgage 4.4 years earlier
    • Save £40,065 in interest

    Impact of Overpayments

    Interest Saved
    £40,065
    Time Saved
    4.4 years

    Without Overpayment

    Monthly Payment:£1,667
    Term:25 years
    Total Interest:£200,249
    Total Payment:£500,249

    With Overpayment

    Monthly Payment:£1,867
    Term:20.6 years
    Total Interest:£160,184
    Total Payment:£460,184

    ℹ️Check your mortgage terms for any overpayment limits or early repayment charges.

    Important Information

    This calculator is for information purposes only and should not be relied upon as financial advice. The results are estimates based on the information you provide and may not reflect your actual circumstances. Always consult with a qualified mortgage advisor before making any financial decisions.

    Ready to Discuss Your Mortgage?

    Our expert advisors are here to help you find the perfect mortgage solution tailored to your needs.